Business Checking & Savings

We Offer a Wide Range of Accounts To Meet Your Needs

We understand the unique nature of doing business in our community. After all, we’re a local business, too! We are prepared to cut through the red tape that may slow you down at other banks. We get to know our customers and pride ourselves on offering personal service. Some of our services include:

  • Business Banking
  • Business Checking Accounts
  • Business ATM/Checkcards
  • Construction Loans
  • Inventory/Operating Loans
  • Lines of Credit
  • New Small Business Loans

Checking

Security State Bank offers checking on personal and business accounts.

  • Minimum balance of $100.00 is requirements.  If average available balance drops below $100.00 within the statement cycle, a fee of $5.00 per month is charged.  See Fee Schedule for details.
  • Unlimited Check writing
  • Advantage ATM/Debit Card
  • Monthly Statements with Check Images available
  • FREE Internet Banking
  • FREE E-Statements
  • FREE Mobile Banking
  • FREE Mobile Deposit

ATM & VISA Check Card1

FREE with Security State State Bank Checking Accounts

  • Use at ATM machines for Cash
  • Make purchases anywhere VISA debit cards are accepted
  • Transactions deducted from your checking account
  • Purchases and withdrawals appear on your monthly bank statement
  • Accepted locally and worldwide

1 Subject to Qualification

Savings Accounts

Our variable interest rate Savings account offers an opportunity to begin building wealth for the future.

  • Minimum balance of $50.00 is required. If average available balance drops below $50.00 within the statement cycle, a fee of $2.00 per month is charged.
  • Interest paid semi-annually based on daily available  balance method.
  • Four free withdrawals are allowed per month. A fifty-cent charge for each additional withdrawal up to a limit of six withdrawals per month.
  • Quarterly Statements

NOW Accounts

  • Minimum balance of $500.00 is required, If the average available balance drops below $500.00 within the statement cycle, a fee of $5.00 per month is charged.
  • Interest is calculated by the daily available balance method.
  • Unlimited Transactions
  • Advantage ATM/Debit Card
  • Monthly Statements with Check Images available
  • FREE Internet Banking
  • FREE E-Statements
  • FREE Mobile Banking
  • FREE Mobile Deposit

SuperNOW Accounts

  • Minimum balance of $2500.00 is required.  If the average available balance drops below $2500.00 within the statement cycle, a fee of $10.00 per month is charged.
  • Interest is calculated by the daily available balance method.
  • Unlimited Transactions
  • Advantage ATM/Debit Card
  • Monthly Statements with Check Images available
  • FREE Internet Banking
  • FREE E-Statements
  • FREE Mobile Banking
  • FREE Mobile Deposit

Individuals & Sole proprietor Businesses only are eligible for NOW Account

Market Max MMDA Accounts

  • Minimum balance of $2500.00 is required. If current balance drops below $2500.00 any day a fee of $5.00 per month is charged.
  • See Rate Sheet for applicable Tiers.
  • Interest is calculated by the daily available balance method.
  • FREE Internet Banking
  • FREE E-Statements
  • FREE Mobile Banking
  • FREE Mobile Deposit

Withdrawals and Transfers per month limited.  The combined total of transactions you make during a statement cycle cannot in any event exceed 6.

Certificate of Deposit

Watch your money grow in one of our Certificate of Deposit (CD) accounts. Terms range from 182 days to 60 months.  A minimum of $500.00 is required to open a CD account.

Commercial Loans

Our Mission

  • An independently owned community bank that provides a high level of integrity, customer service and product innovation at a cost that is representative of the value received, in addition to providing a challenging / rewarding career opportunity and a superior financial performance when compared to its industry peer group.
    - Thomas S. Laird, CEO
    - John J. Baumiller, President